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Michael Taylor Agency

9330 Two Notch Rd Suite B
Columbia, SC 29223

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Umbrella Insurance in South Carolina

Umbrella insurance helps to protect what you have worked hard to earn. This extra liability insurance covers your assets and your future. Michael Taylor Agency in Columbia, SC can work with you to develop an umbrella policy that can help you in the following ways:

  • It gives you extra liability coverage more than what the homeowners, commercial, and auto insurance policies offer you. This comes in handy when you have exhausted your liability policies.
  • Covers claims that are not included in most liability policies. This includes libel, false arrest, damage to your South Carolina rental units, and slander.

In short, umbrella insurance covers the following:

Bodily Injury

This refers to injuries that you cause to another person. If you are in a car accident and you're at fault, it will cover medical bills and liability claims. It also includes harm caused by your pets, a fall in your home, or a neighbor’s children who receive injuries while playing at your home.

Property damage

This covers loss or damage to other people’s tangible properties. This includes costs of vehicles or any additional property damage caused by you. The cost of things damaged by your pet or children is also catered for by this insurance policy. A good example is an expensive item damaged at school by your child; you need not dig deep in your pocket. The insurance coverage may cater in full to the expenses.

Rental Units Owners

It helps you when faced with liabilities as a rental unit owner. If someone gets injuries on your property, they can claim compensation from you. It also covers injuries caused by pets of your tenants.

When looking for umbrella insurance in South Carolina, contact Michael Taylor Agency or visit our office in Columbia, SC to discuss umbrella insurance and how to get started.